Further to our announcement in March, our local CTC committee has met again to consider the next steps in taking forward the proposal relating to a new Liskeard Cycling Club. This is to give you further information about that proposal and to seek your feedback via a short Survey Monkey survey below.
Aim of proposal: to set up an accessible local cycling club with affordable membership for all so that all riders can be covered by third party insurance.
Evidence of third party insurance will be a requirement for everyone cycling with the Liskeard club (with the exception of guests who will continue to be able to try one of our group rides for up to three rides).
Why: At the CTC Cornwall AGM, the committee received feedback that although our local cyclists appreciated the importance of having all group members covered by third party insurance, not all could easily afford the full Cycling UK/CTC Cornwall membership (currently £46.50 for those in work). The committee was therefore tasked with exploring options which might allow members third party insurance more cheaply.
Proposal: Create a new local cycling club affiliated to Cycling UK which would allow members to take up third party insurance by a number of routes, whichever seemed most favourable for them:
Route 1: By becoming an affiliated, rather than a full, member of Cycling UK (current cost £25 – can be paid by monthly DD).
Route 2: By continuing as now with a full membership of Cycling UK (currently £46.50 a year for those in work but only £29.50 for members who are retired or not in work – can be paid by monthly DD) and will give members Cycle Magazine four times a year as well as free legal advice/CUK Incident line
Route 3: By becoming a member of British Cycling (currently £41 or £36.90 if paid by DD for those in work) or
Route 4: By demonstrating that they have another policy which provides third party insurance cover for them if they are responsible for an accident on their bicycle. Quite a lot of house insurance policies used to provide this, although this seems to be less common now.
If the club is no longer a full member of Cycling UK the club loses the grant from Cycling UK of £200 a year that it currently receives towards running costs.
Members paying the lower affiliated fee would no longer receive the Cycle Magazine or have access to free legal advice/Cycling UK Incident Line.
In order to take advantage of Route 1 above, cyclists would have to both register as an affiliated member of Cycling UK (currently £25 a year) and also pay a nominal annual membership fee to the Liskeard Cycling Club – something like £1.
In order to set up the new club, the club itself will have to pay an annual affiliation fee to Cycling UK, currently £77.50; and fund its own website, current cost £40 pa – which the committee would raise by applying for a grant and/or an annual raffle/cake sale.
The new club would need a committee to run it, although the administration should be very simple and will not require, for instance, an AGM.
Next Steps so we can decide if we want to proceed with this proposal
We now need to get feedback from as many people who normally cycle with Liskeard Velo, Liskeard Ladies and Liskeard Easy Riders as possible via the Survey Monkey ten questions below.
The current committee will be meeting again on Tuesday 30th April to analyse your feedback. If there is no support for taking forward the above proposal, we will abandon the idea and continue as now.